Your Benefits Hub

We've heard your feedback - you want  to know more about your benefits. This year, we are  partnering with Clarity Enrollment Solutions for annual enrollment.

During your individual benefits review session, the Clarity benefit counselor will  walk you through your benefits options to help ensure you're making the best decisions for you and your family. 

Read on for more information about your choices, including videos and other plan information.

Accident Insurance

Accident insurance helps pay for covered accidents while you're on the road to recovery

Unum’s coverage provides a lump sum benefit based on the type of injury (or covered incident) you sustain or the type of treatment you need.

 

Examples of covered injuries include:
  • broken bones

  • burns

  • torn ligaments

  • cuts repaired by stitches

  • And more!

Learn More about Accident Insurance

Critical Illness Insurance

Could your bank account survive a serious illness? Get protected with group Critical Illness Insurance from Unum

Critical illness insurance can pay a lump sum benefit at the diagnosis of a covered illness.  You choose the level of coverage and you can use the money any way you see fit.

Covered Conditions Include: 
  • Cancer

  • Heart Attack

  • Kidney Failure

  • Stroke

  • and more

Learn More about Critical Illness Insurance

Disability Insurance

Disability Insurance helps to replace a portion of your income if you are unable to work due to illness or injury.

Long Term Disability:

Your employer pays for a long-term disability benefit for you.

  • Your benefit amount is 60% of your monthly earnings to a maximum of $6,000

Short Term Disability

You can choose to purchase short term disability for yourself.

  • You can choose a benefit amount up to $1,000, in increments of $25. Not to exceed 60% of your weekly earnings.

Term Life/AD&D Insurance

Life insurance provides financial security for the people who depend on you. Your beneficiaries will receive a lump sum payment if you die while working at Educators Credit Union.

Your employer pays for a basic term life and AD&D benefit for eligible employees.

  • Employee Benefit: 1.5x your annual salary up to $50,000

You may also purchase additional coverage for yourself and your dependents.