Your Benefits Hub
We've heard your feedback - you want to know more about your benefits. This year, we are partnering with Clarity Enrollment Solutions for annual enrollment.
During your individual benefits review session, the Clarity benefit counselor will walk you through your benefits options to help ensure you're making the best decisions for you and your family.
Read on for more information about your choices, including videos and other plan information.
Accident insurance helps pay for covered accidents while you're on the road to recovery
Unum’s coverage provides a lump sum benefit based on the type of injury (or covered incident) you sustain or the type of treatment you need.
Examples of covered injuries include:
cuts repaired by stitches
Learn More about Accident Insurance
Critical Illness Insurance
Could your bank account survive a serious illness? Get protected with group Critical Illness Insurance from Unum
Critical illness insurance can pay a lump sum benefit at the diagnosis of a covered illness. You choose the level of coverage and you can use the money any way you see fit.
Covered Conditions Include:
Learn More about Critical Illness Insurance
Disability Insurance helps to replace a portion of your income if you are unable to work due to illness or injury.
Long Term Disability:
Your employer pays for a long-term disability benefit for you.
Your benefit amount is 60% of your monthly earnings to a maximum of $6,000
Short Term Disability
You can choose to purchase short term disability for yourself.
You can choose a benefit amount up to $1,000, in increments of $25. Not to exceed 60% of your weekly earnings.
Term Life/AD&D Insurance
Life insurance provides financial security for the people who depend on you. Your beneficiaries will receive a lump sum payment if you die while working at Educators Credit Union.
Your employer pays for a basic term life and AD&D benefit for eligible employees.
Employee Benefit: 1.5x your annual salary up to $50,000
You may also purchase additional coverage for yourself and your dependents.