Your Benefits Hub
This year, Hefty Seed Company is partnering with Clarity Enrollment Solutions for annual enrollment.
During your individual benefits review session, the Clarity benefit counselor will walk you through your benefits options to help ensure you're making the best decisions for you and your family.
Read on for more information about your choices, including videos and other plan information.
Health Insurance is designed to provide protection for you and your dependents in the event that you require medical care. Remember that you can help to keep your plan costs low. Although you are not required to see a network provider, your expenses will be less when you seek care within the network. Most importantly, make sure you understand your plan so that you can use your medical benefits wisely.
For April 1, 2018, there are two network options to choose from:
Current Sanford Open Network
New TRUE Network
TRUE Network available to employees living in Brown, Minnehaha and Lincoln Counties
Only Sanford providers are available with this network option. No out-of-network coverage unless it’s a travel emergency or with a Physician referral and prior authorization.
Dental Coverage is designed to provide protection to you and/or your family in the event that you require dental services during the year. Your plan is designed to encourage regular visits to your dentist, which is essential to maintaining oral health, and to provide coverage for basic diagnostic and preventive dental needs.
For April 1, 2018, Dental coverage is changing from Delta Dental to MetLife, with a decrease in your premium.
The plan provides reimbursement for eye exam, lenses, frames, contact lenses, and LASIK coverage. Employees may purchase coverage for spouse and/or children.
Flexible Spending Accounts
Save money on your healthcare and/or dependent day care expenses with a Flexible Spending Account.
Learn more about Flexible Spending Accounts:
Term Life/AD&D Insurance
Life insurance provides financial security for the people who depend on you. Your beneficiaries will receive a lump sum payment if you die while employed by Hefty Seed.
New Benefit for 2018! You may purchase life insurance for yourself and your dependents.
Disability Insurance helps to replace a portion of your income if you are unable to work due to illness or injury.
Short Term Disability
For April 1, 2018, Short Term Disability coverage is changing from Allstate to MetLife.
Accident insurance helps pay for covered accidents while you're on the road to recovery
Met Life Accident Insurance coverage provides a lump sum benefit based on the type of injury (or covered incident) you sustain or the type of treatment you need.
Examples of covered injuries include:
cuts repaired by stitches
For April 1, 2018, Accident Insurance coverage is changing from Allstate to MetLife.
Learn More about Accident Insurance
Critical Illness Insurance
Many people are not adequately prepared financially when faced with a serious illness, despite having good medical coverage. Critical illness insurance can help lessen the burden of increased out-of-pocket expenses so that you can focus on recovery instead of your finances.
New Benefit for 2018! Critical illness insurance can pay a lump sum benefit at the diagnosis of a covered illness. You choose the level of coverage and you can use the money any way you see fit.
Covered Conditions Include:
Major organ transplant