Your Benefits Hub

This year, Hefty Seed Company is partnering with Clarity Enrollment Solutions for annual enrollment.

During your individual benefits review session, the Clarity benefit counselor will  walk you through your benefits options to help ensure you're making the best decisions for you and your family. 

Read on for more information about your choices, including videos and other plan information.

Schedule your individual enrollment meeting

Medical Insurance

Health Insurance is designed to provide protection for you and your dependents in the event that you require medical care. Remember that you can help to keep your plan costs low. Although you are not required to see a network provider, your expenses will be less when you seek care within the network. Most importantly, make sure you understand your plan so that you can use your medical benefits wisely.

For April 1, 2018, there are two network options to choose from:

  1. Current Sanford Open Network

  2. New TRUE Network

Dental Insurance

Dental Coverage is designed to provide protection to you and/or your family in the event that you require dental services during the year. Your plan is designed to encourage regular visits to your dentist, which is essential to maintaining oral health, and to provide coverage for basic diagnostic and preventive dental needs.

For April 1, 2018, Dental coverage is changing from Delta Dental to MetLife, with a decrease in your premium.

Vision Insurance

The plan provides reimbursement for eye exam, lenses, frames, contact lenses, and LASIK coverage. Employees may purchase coverage for spouse and/or children.

For April 1, 2018, Vision coverage is changing from Assurant/Sun Life to MetLife, with a decrease in your premium.

Flexible Spending Accounts

Save money on your healthcare and/or dependent day care expenses with a Flexible Spending Account.

Term Life/AD&D Insurance

Life insurance provides financial security for the people who depend on you. Your beneficiaries will receive a lump sum payment if you die while employed by Hefty Seed.

New Benefit for 2018! You may purchase life insurance for yourself and your dependents.

Disability Insurance

Disability Insurance helps to replace a portion of your income if you are unable to work due to illness or injury.

Short Term Disability

For April 1, 2018, Short Term Disability coverage is changing from Allstate to MetLife.

Long Term Disability

New Benefit for 2018! Long Term Disability insurance replaces a portion of your income during an extended period of a disabling illness or accident.

Accident Insurance

Accident insurance helps pay for covered accidents while you're on the road to recovery

Met Life Accident Insurance coverage provides a lump sum benefit based on the type of injury (or covered incident) you sustain or the type of treatment you need.

 

Examples of covered injuries include:
  • broken bones

  • burns

  • torn ligaments

  • cuts repaired by stitches

  • And more!

For April 1, 2018, Accident Insurance coverage is changing from Allstate to MetLife.

Learn More about Accident Insurance

Critical Illness Insurance

Many people are not adequately prepared financially when faced with a serious illness, despite having good medical coverage. Critical illness insurance can help lessen the burden of increased out-of-pocket expenses so that you can focus on recovery instead of your finances.

New Benefit for 2018! Critical illness insurance can pay a lump sum benefit at the diagnosis of a covered illness.  You choose the level of coverage and you can use the money any way you see fit.

Covered Conditions Include: 
  • Heart attack
  • Certain cancers
  • Stroke
  • Kidney failure
  • Alzheimer’s Disease
  • Major organ transplant
  • And More
Learn More about Critical Illness Insurance