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Your Benefits Hub

This year, Mille Lacs Corporate Ventures is  partnering with Clarity Enrollment Solutions for annual enrollment.

During your individual benefits review session, the Clarity benefit counselor will  walk you through your benefits options to help ensure you're making the best decisions for you and your family. 

Read on for more information about your choices, including videos and other plan information.

Grand Casino Hinckley
Enrollment meetings November 4-12, 2019
Grand Casino
Mille Lacs
Enrollment meetings
November 10-15, 2019
Twin Cities Associates: Enrollment meetings November 12 & 13, 2019

Accident Insurance

New for 2020

Accident insurance helps pay for covered accidents while you're on the road to recovery.

Unum’s coverage provides a lump sum benefit based on the type of injury (or covered incident) you sustain or the type of treatment you need.

Examples of covered injuries include:
  • broken bones

  • burns

  • torn ligaments

  • cuts repaired by stitches

  • And more!

Learn More about Accident Insurance

Critical Illness Insurance

Could your bank account survive a serious illness? Get protected with group Critical Illness Insurance from Unum

Critical illness insurance can pay a lump sum benefit at the diagnosis of a covered illness.  You choose the level of coverage and you can use the money any way you see fit.

Covered Conditions Include: 
  • Cancer

  • Heart Attack

  • Kidney Failure

  • Stroke

  • and more

Learn More about Critical Illness Insurance

Disability Insurance

Disability Insurance helps to replace a portion of your income if you are unable to work due to illness or injury.

Short Term Disability

This insurance covers a variety of conditions and injuries. Common reasons people use Individual Short Term Disability Insurance:

  • Pregnancy 

  • Injuries

  • Joint disorders

  • Back disorders

  • Digestive disorders

Read Short Term Disability Plan Highlights

Watch a Video

Long Term Disability:

Long Term Disability

Insurance replaces a portion of your income if you can't work due to a covered injury or illness. These benefits can help you cover your expenses and protect your finances at a time when you're paying medical bills.

Read more about Long Term Disability Insurance

Long Term Disability Insurance Rates

Whole Life Insurance  

Whole life insurance can provide benefits to your loved ones if you die prematurely − and it provides coverage into your retirement years. 

Whole Life Insurance can pay money to your loved ones when you pass away, but it offers additional value as well.  This plan features a living benefit that will pay out if you are diagnosed with a terminal illness. 


Whole Life Insurance premiums won’t increase with age and your policy can build cash value over time.  You can use this cash value later in life to buy a smaller “paid-up” policy with no more premiums due!

Learn More about Whole Life Insurance

Term Life Insurance

Life insurance provides financial security for the people who depend on you. Your beneficiaries will receive a lump sum payment if you die while working at MLCV.

Your employer pays for a basic term life and AD&D benefit for eligible employees.

  • Employee Benefit: 1x annual salary, up to a plan maximum

  • Spouse & Children: $2,000

You may also purchase additional coverage for yourself and your dependents.

Value-Added Services

Your coverage also includes access to Employee Assistance Program and Worldwide Emergency Travel Assistance.

With your Employee Assistance Program and Work/Life Balance services, confidential assistance is as close as your phone or computer.

Worldwide Emergency Travel Assistance helps you leave travel worries at home.

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